by Daniel May | Sep 30, 2021 | Blogs, FYI by FTE, Investing
Tax-free Roth accounts are possibly the most powerful retirement savings vehicle available to most Americans, and they are a fairly recent creation. The idea of a retirement account with tax-free growth and tax-free qualified distributions was initially proposed in...
by Daniel May | Sep 16, 2021 | Blogs, FYI by FTE
Cash, meaning savings accounts, money market funds, and other cash-equivalent investments, have been yielding next to nothing since the beginning of the pandemic. Even before the pandemic, the federal funds rate† peaked around 2.40% in early 2019. If we go back even...
by Daniel May | Sep 2, 2021 | Blogs, FYI by FTE, Investing
My first experience with investing was not opening a Roth IRA when I got my first job. Like so many other young adults, my foray into investing began with downloading the Robinhood app. The median age of users on the app is 31 (if anything, that might sound a little...
by Daniel May | Aug 19, 2021 | FYI by FTE, Blogs
Nobody enjoys thinking about life insurance, for the same reason no one enjoys planning their own funeral or shopping for coffins. It’s normal to not want to think about what happens after you or your spouse are no longer here. Avoiding or delaying the purchase of...
by Daniel May | Aug 5, 2021 | Blogs, FYI by FTE, Investing
The younger you are, the more powerful the dollars you save. How can you help your kids get a head start without neglecting your own financial life? Dollars are more powerful the younger you are, and many parents want to take advantage of this by giving their kids a...
