by Daniel May | May 5, 2022 | Blogs, FYI by FTE, Investing
Triple tax advantaged Health Savings Accounts, or HSAs, can be one of your most powerful retirement savings vehicles, but not many Americans know how to fully utilize them. Only 4% of HSA owners hold invested assets; the other 96% use their account as a slush fund to...
by Daniel May | Apr 21, 2022 | Blogs, FYI by FTE, Retirement
Once you enter retirement, you may not spend as much as you did while you were working. Even if you spend the same amount as you did while working, you would not need to replace 100% of your pre-retirement income, as you no longer need to save for retirement (and you...
by Daniel May | Apr 7, 2022 | Blogs, FYI by FTE, Investing
Target date retirement funds, in particular target date index funds, can be a great set-it-and-forget-it investment option for younger investors or those who have yet to reach a critical mass where a more personalized portfolio makes sense. Target date funds have...
by Daniel May | Mar 24, 2022 | Blogs, Financial Planning, FYI by FTE
Inflation has been on everyone’s mind recently, whether you’re in the financial world or not. The consumer price index (CPI) is up 7.9% over the last year, the highest annual rate since July 1981. All major components of CPI have increased year-over-year; food at home...
by Daniel May | Mar 10, 2022 | Blogs, Financial Planning, FYI by FTE
If you are trying to buy your first home right now, you are probably not having a great time. Mortgage rates are low, but buying a home has rarely been more difficult, especially for first-time buyers. Low inventory and high demand has caused home prices to skyrocket...
