by Daniel May | Dec 30, 2021 | Blogs, FYI by FTE, Investing
The Federal Reserve slashed interest rates to effectively 0% at the beginning of 2020 to combat the sharp drop in demand and sharp rise in unemployment caused by the Covid-19 pandemic and shutdown of businesses across the country. Before 2020 rates had risen to just...
by Daniel May | Dec 16, 2021 | Blogs, Debt, FYI by FTE
Using credit cards is like using a chainsaw; both can be an extremely useful tool, but when used incorrectly can be very dangerous. Some avoid credit cards because of how dangerous they can be, which is great for those that know their personality and tendencies well...
by Daniel May | Dec 2, 2021 | Blogs, FYI by FTE, Investing
Dave Ramsey has helped millions of Americans with debt, which is no easy feat. Over five million have participated in Financial Peace University, and four million high school students have participated in Dave’s personal finance program for high schoolers. Dave Ramsey...
by Daniel May | Nov 11, 2021 | Blogs, FYI by FTE
Inflation is deeply personal. Your personal rate of inflation depends on where you live, work, and shop, how old you are (maybe you are in college, or are older and have a significant amount of medical expenses), and your consumer preferences. Quite often the Consumer...
by Daniel May | Oct 28, 2021 | Blogs, Financial Planning, FYI by FTE
Equity-indexed life insurance products promise stock market-like returns with no risk of losing money (if market returns are negative, the return of the life insurance product will be 0%). These products can be very attractive to investors that have a lower risk...
