Should You Keep Your Down Payment in Savings or Invest It?

If you are saving for a down payment on a house, does it make sense to put your money in a savings account or invest it? Here’s what you need to be thinking as you make that decision. Want to know what to do with your next dollar? You need this free download: the...

Sep 22, 2023

We Skipped a Step in the Financial Order of Operations! (Go Back?)

What should you do if you are in a later step of the Financial Order of Operations but didn’t complete an early step? Should you go backwards or try to work on different steps...

Sep 21, 2023

How Many Americans Are Unable to Come Up with $1,000? (Shocking Stat)

How many Americans are unable to come up with $1,000 and how many carry a credit card balance? You won’t believe this surprising personal finance fact? Want to know what to do with your next dollar? You need this free download: the Financial Order of Operations....

Sep 21, 2023

Invest 20% and Pay Off House Early? (Dave Ramsey vs The Money Guy)

Dave Ramsey wants you to prioritize paying off your house after saving for retirement. Is there a way to balance investing and paying off your house early without sacrificing either...

Sep 20, 2023

Americans Are Retiring With Only $$$,$$$ (The Number Will Shock You)

Retiring Americans don’t have much at all saved for retirement – and here’s the age most Americans reach millionaire status. Want to know what to do with your next dollar? You need this free download: the Financial Order of Operations. It’s our nine tried-and-true...

Sep 20, 2023

Should You Ever Stop Investing 20-25% of Your Income?

Investing 20-25% for retirement is our general rule of thumb we think everyone should strive for. But what if you are ahead of the curve? Could you save less or even reduce savings to...

Sep 19, 2023

Connect

Most Recent Episodes

What I Learned From Being BROKE!!! (And Why I Wouldn’t Change It)

Sep 22, 2023

No one disputes the fact that being broke isn’t great. We want to spread the word that no matter where you came from, you can build wealth. In this episode, Brian and Bo share personal stories about their journey to wealth and lessons they learned along the way....

The IRS Just Changed the Rules About 401(k)s (What You Need to Know)

Sep 19, 2023

The IRS just announced they are delaying a change to 401(k) contributions to 2026. Here’s what changes are going into effect, what’s getting delayed, and what you need to know.

Top 10 Mind-Blowing Money Stats (2023 Edition)

Sep 15, 2023

These 10 money stats will blow your mind! We’ll discuss the unbelievable amount of money Americans save, when most reach millionaire status, and how many Americans carry a credit card balance. Research and resources from this episode: Most Americans don't have enough...

Wealth Multiplier Revealed: The Magic of Compound Interest!

Sep 12, 2023

There’s a reason why Albert Einstein called compounding interest the eighth wonder of the world! Do you know exactly how it works and how much your dollars could turn into by retirement? The Money Guy Wealth Multiplier can show anyone just how powerful every dollar...

From $0 to Millionaire in 10 Years (Is it Possible?)

Sep 8, 2023

How can you become a millionaire in 10 years or less? We’ll discuss common ways we see millionaires build wealth quickly, including through real estate, entrepreneurship, and the stock market. Discover how real wealth is built and why building wealth quickly may not...

Financial Advisors React to INFURIATING Money Advice on TikTok!

Sep 1, 2023

Brian and Bo are BACK to react to some more TERRIBLE financial TikTok advice! Join us as we take a look at some of the worst financial advice on the platform and tell you what to actually focus on in your own financial life. Enjoy the Show? Sign up for the Financial...

Are You Richer Than Your Friends? (This Data Might Surprise You!)

Aug 29, 2023

How much money do Americans actually make? You’ll be surprised to find out how much your neighbors make every year and what income percentile you fall into.

Investing Showdown: Dollar Cost Averaging vs. Lump Sum!

Aug 25, 2023

It’s a debate as old as time: what’s better, dollar cost averaging or lump sum investing? In this episode, we’ll cover the nuances and pros and cons of both, including in-depth case studies comparing investors at different times. Research and resources from this...

Is Inflation Really Ruining Your Finances? (You Won’t Like the Answer)

Aug 18, 2023

Inflation has changed our daily living expenses dramatically over the last few years. While we can’t control all of our expenses, there are many things in your control that can help you become a Financial Mutant and build wealth better than your peers. Enjoy the Show?...

Are $1,000 Car Payments Becoming the New Norm?!

Aug 15, 2023

New data shows more Americans than ever have car payments over $1,000. Is this becoming the new normal? How much could having a car payment of $1,000 be costing you for retirement? For more information, check out our Car Buying Checklist!

Ask the Money Guy