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Beyond Basics

A biweekly newsletter about personal finance, helping you make the most out of every dollar.
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Articles

When Should You Refinance Your Mortgage?

More than 1 in 5 Americans have a mortgage rate over 6%, which is greater than the share of the country with a rate under...

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Articles

How To Avoid Lifestyle Creep

“Lifestyle creep” is the phrase we most often use to describe how spending can increase proportionally with income. Our natural instinct is to upgrade our...

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Articles

How To Get the Best Rate on a Car Loan

The 20/3/8 rule, our guideline for using a car loan to buy a vehicle, requires you to put 20% down, pay the car off in...

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Articles

5 Creative Ways To Save More Money

Whether your goal is to increase your investing rate or save more for big goals like buying a home, going on a nice vacation, or...

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Articles

The Biggest Traps That Keep You From Building Wealth

The United States has one of the highest median incomes in the world, yet we rank near the bottom of developed countries when it comes...

Courses & Tools

How about more sense and more money?

Check for blindspots and shift into the financial fast-lane. Join a community of like minded Financial Mutants as we accelerate our wealth building process and have fun while doing it.

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Free Resources

Financial Order of Operations®: Maximize Your Army of Dollar Bills!

Here are the 9 steps you’ve been waiting for Building wealth is simple when you know what to do and the order in which to...

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Free Resources

Wealth Multiplier By Age

If you want to set yourself up for future success, find out how much you need to save every month to become a millionaire.

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Free Resources

Car Buying Checklist

Here’s how you can buy a dependable car that won’t break the bank. Our free checklist walks you through the 20/3/8 rule and strategies to...