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Financial Planning

We’re fee-only, fiduciary financial advisors by day and love sharing planning tricks and tips that we use with our own clients. From following the Financial Order of Operations to utilizing the mega backdoor Roth strategy, our financial planning lessons are suited for both beginners and more advanced Financial Mutants.

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Should a First Time Home Buyer Put Down More Than 3-5%?

Should a first time home buyer put down more than 3-5%? In this highlight, we discuss how much a first time home buyer should aim to put down. Buying a home is a huge financial decision, that’s why we created our Home Buying Checklist! This checklist will help you...

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When Don’t You Need Life Insurance?

If you buy term life insurance, you are only covered for a certain period of time - does that mean you may reach a point where you no longer need life insurance? For more information, check out our free resources...

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mortgage

When Should You Pay Off Your Mortgage Early?

We’ve long been proponents of thinking twice before paying your mortgage off early. With long-term mortgage rates at 3% or less, the decision to invest instead of pre-paying that debt seemed clear for younger investors. Interest rates are now holding steady above...

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What is the Best Way to Pay for Home Improvements?

Saving for home improvements can quickly add up and can easily put you in a potentially dangerous position with your finances. In this highlight, we discuss the most efficient way you should save for home improvement projects. For more information, check out...

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How Much Life Insurance Do You Actually Need?

The general rule of thumb is that you should purchase 10x your income in life insurance. While you may be better off doing that than nothing, it’s much better to look at your personal circumstances to determine your life insurance...

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Most Recent Episodes

Financial Advisors React to Caleb Hammer’s CRAZIEST Financial Audits!

In this episode of the Money Guy Show, Brian and Bo sit down to react to a compilation of Caleb Hammer's CRAZIEST financial audits! You don't want to miss this one! Enjoy the Show? Sign up for the Financial Order of Operation (FOO) Online Course! Sign up for our Know...

The Best and Worst Types of Life Insurance!

No matter how much you know about finance, you’ve definitely heard about life insurance: maybe from commercials pitching it as something to buy your baby, or a family member or friend that got into the industry. Is life insurance worth getting or something you should...

How to Recover From 4 HORRIBLE Financial Mistakes!

In our nearly four decades of combined experience managing money, we’ve seen some horrible financial mistakes - here are the four worst we’ve seen first-hand and what you can do to avoid making a similar mistake. In this episode, you’ll learn: The worst financial...

New Data: Active Investments Are Better Than Index Funds?

A new research paper is out that claims active funds from two large providers, Vanguard and Fidelity, beat their own index funds. Are active funds beating index funds? What’s going on here? Let’s find out! For more information, check out our free resources...

Why Americans Are Actually Broke! (2023 Edition)

Americans might be bad with money, but you don’t have to be. In this episode, we discuss the underlying reason why Americans are so bad with money and how you can do it better. In this episode, you’ll learn: Common financial pitfalls you should avoid Practical steps...

Build Wealth With the 3 Bucket Strategy! (By Age) 2023 Edition

We believe there are three distinct taxable buckets you have the option of investing in for retirement. We’ll talk about how to balance those buckets by age and show a case study by age that shows what your buckets may look like! In this episode, you’ll learn: The...

Debt Ceiling Crisis: World’s Financial System at Risk?

Should you be worried about the debt ceiling crisis? Although political leaders have so far been unable to come to an agreement, we'll tell you what history says will happen and what it means for your finances. For more information, check out our free resources...

Financial Advisors React to INSANE Money Advice on TikTok!

Is financial advice on TikTok all bad or is there some good advice out there? Check out our brand new TikTok react show where Brian and Bo give their honest reactions to trending financial advice. Enjoy the Show? Sign up for the Financial Order of Operation (FOO)...

How to Save Thousands of Dollars in Taxes in 2024

Tax season is over for most of us, but that doesn’t mean it’s time to stop thinking about your taxes! Planning out your tax strategy in advance can save you time and money on your taxes. In this Q&A, we’ll discuss the line items on your return to pay attention to...