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Category: Ask the Money Guy

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Should I Start Prepaying My Mortgage After Investing 25% of My Income?

Once you are investing 25% for retirement, should you start pre-paying your mortgage? Or does it depend on your age?

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Is There a Recession Around the Corner?

Inflation has cooled to 3%, according to the latest data, but the Federal Reserve is expected to keep raising interest…

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Should I Prioritize Paying Off My Low-Interest Car Loan?

How do you navigate the Financial Order of Operations if you have a low-interest car loan that you have taken…

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What Are the Signs That You Need a Financial Advisor?

When should you begin considering a financial advisor? And what exactly is the difference between a financial advisor and a…

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Why You Should Keep Your Emergency Fund in a High-Yield Savings Account

Why is it important to keep money invested in liquid cash accounts when you can earn a much better return,…

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Where Do Rental Properties Fit In the Financial Order of Operations?

Where in the Financial Order of Operations should you consider investing in rental real estate property?

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When Should You Stop Paying for Life Insurance?

When does it make sense to self-insure instead of using term life insurance? Or does it ever make sense to…

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When is the Best Time to Buy a Home?

The most recent housing data shows that home prices were DOWN 9% last quarter! If you are looking to buy…

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How Should You Factor a Pension Into the 25% Investing Rate?

Some government employees are able to contribute to a pension that is matched by the government in lieu of Social…

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Which Career Fields Max Out Their Investments the Most?

As financial advisors, we’ve noticed that some career fields have a much higher income and ability to maximize their retirement…

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