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Category: Ask the Money Guy

541 results found
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Should You Keep Your Down Payment in Savings or Invest It?

If you are saving for a down payment on a house, does it make sense to put your money in…

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We Skipped a Step in the Financial Order of Operations! (Go Back?)

What should you do if you are in a later step of the Financial Order of Operations but didn’t complete…

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How Many Americans Are Unable to Come Up with $1,000? (Shocking Stat)

How many Americans are unable to come up with $1,000 and how many carry a credit card balance? You won’t…

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Invest 20% and Pay Off House Early? (Dave Ramsey vs The Money Guy)

Dave Ramsey wants you to prioritize paying off your house after saving for retirement. Is there a way to balance…

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Americans Are Retiring With Only $$$,$$$ (The Number Will Shock You)

Retiring Americans don’t have much at all saved for retirement – and here’s the age most Americans reach millionaire status.…

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Should You Ever Stop Investing 20-25% of Your Income?

Investing 20-25% for retirement is our general rule of thumb we think everyone should strive for. But what if you…

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The IRS Just Changed the Rules About 401(k)s (What You Need to Know)

The IRS just announced they are delaying a change to 401(k) contributions to 2026. Here’s what changes are going into…

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Do NOT Make This Car Buying Mistake!

Cars have gone up significantly in price over the last few years. How can you buy a car without breaking…

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Why Your Financial Life Gets More Complicated

We often say that your finances become more complicated as your wealth grows. What exactly does this mean and which…

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This Student Loan Statistic Will Blow Your Mind!

The sad fact about student loan borrowers is that a large portion never get a degree. Avoid these traps when…

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