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Category: Ask the Money Guy

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How to Prioritize Your Time in the Messy Middle

Time is one of your most valuable resources, especially in the messy middle. How you allocate your time between your…

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Should I Participate in My Company’s Employee Stock Purchase Plan (ESPP)?

Some employers offer employee stock purchase plans which give employees a discount on company stock. Are these worth taking advantage…

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How to Balance Generosity and Investing 25%

It can feel difficult to be generous with your money AND invest 25% at the same time. How does one…

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Is a 5% Student Loan Debt Considered High-Interest? (Pay It Off ASAP?)

If you are in your 40s, how should you think about paying off a student loan with an interest rate…

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70% of Home Buyers Under 30 Receive Financial Help From Their Parents?!

7 out of 10 home buyers under 30 are getting help from family with the down payment. How should you…

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Is a Backdoor Roth Important for Everyone?

If you are over the income limit to contribute to a Roth IRA and have access to an employer-sponsored 401(k)…

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Invest 15% vs. 25%: Which Investment Rate Should You Choose?

How does the Money Guy rule to invest 20% to 25% of your gross income stack up to other financial…

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We Earn $490,000 a Year! Should We Stop Taking Free Food From Work?

We earn half a million dollars a year in our 20s, are worth over one million, and invest over 50%…

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What’s the Best Account to Save for Your Kid’s College?

When it comes to saving for your children, what should you think about when deciding between a taxable brokerage account…

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