Here at The Money Guy Show, we want to help you invest in your financial future through different investment vehicles (like your 401k). With that being said, we don’t want you to become a miserable financial miser.

In this Q&A, Bears wants to know if he is a financial miser. He is in his mid-20s and his savings rate is over 60%. If you want to know what your savings rate will yield you in retirement income, use our free Savings By Age resource. Watch the full video or read the transcript below for our advice to Bears.