How Much Should You Save?

Know how much to save to fund your retirement lifestyle.

How much of your income do you need to save to retire on your own terms? It’s one of the most critical questions in financial planning. Without knowing the specific savings rate tied to your age and target retirement date, you’re planning your retirement in the dark.

Fill out the form now to find out what percent of your annual income you need to invest to replace 80% of your income in today’s dollars at your target retirement age for your great big beautiful tomorrow.

Common Retirement Savings Questions We Answer:

• What savings rate do I need to replace 80% of my pre-retirement income?
• How much do I need to invest starting at 25 to retire at 55?
• How does starting earlier change the savings rate I need today?

What’s Inside the How Much Should You Save Resource:

This free downloadable guide provides a comprehensive chart showing exactly what savings rate you need based on your unique situation:

• Age and target retirement age matrix – See the savings rate for every starting age from 20 to 40 in year-by-year increments and 5 goal retirement ages
• Multiple savings rate scenarios – Compare required savings rates across different target retirement ages to see how small increases in savings make major differences
• Actionable Numbers with realistic return assumptions – Data based on a 3% rate of inflation, 3% wage growth, and a 4% withdrawal rate 

You can replace different portions of your income in retirement depending on how much you save and how early you start. Fill out the form to download our “How Much Should You Save?” resource today to see if you’re ahead of the curve. And remember – this is not specific advice, just a resource to show you how powerful your dollar bills can become.

Ready to learn more? Visit our Money Guy Ultimate Guide to Investing to understand how to start, what to invest in, and when to prioritize paying off debt, and find out how much wealth you need, when you’ll get there, and ways to speed up the process with our Know Your Number Course.