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Category: Ask the Money Guy

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Invest 15% vs. 25%: Which Investment Rate Should You Choose?

How does the Money Guy rule to invest 20% to 25% of your gross income stack up to other financial…

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We Earn $490,000 a Year! Should We Stop Taking Free Food From Work?

We earn half a million dollars a year in our 20s, are worth over one million, and invest over 50%…

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What’s the Best Account to Save for Your Kid’s College?

When it comes to saving for your children, what should you think about when deciding between a taxable brokerage account…

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How Much Money Should I Invest Into My Business vs Saving For Retirement?

If you are starting a small business, how do you decide what to invest in the business and what to…

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The Difference Between Tactical Asset Allocation and Market Timing

Timing the market can be a dangerous game to play. What about making larger adjustments to your portfolio based on…

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I’m Worried About Keeping Receipts for the Next 25-30 Years for My HSA

Investing money in your HSA and saving it for the future may be an optimal strategy, but it does require…

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What Should I Do With My $12,000 Pay Raise?

It’s not uncommon to see significant raises or increases in salary early in your career. What should you do with…

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Is Using a 0% Financing Option Okay for Home Improvement?

If you have the option to finance, for example, a home repair at 0% interest, should you? Even if you…

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What Should We Do If My Spouse Is on a Different Financial Step?

How do you deal with your spouse being at a different step of the Financial Order of Operations than you?…

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How to Optimize the Hyper Accumulation Step in the Financial Order of Operations!

If you have are a middle income American and are able to max out your Roth IRA, HSA, and 401(k),…

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