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Tag: Investing

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How to Influence Your Employer’s 401(k) Plan for Optimal Benefits

Not all employer 401(k) plans are created equal. If you are able to influence your employer’s decision, what should you…

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How to Avoid Paying Unnecessary Taxes While Investing

Not all investing vehicles are created equal, and some investments are more tax-efficient than others. Here’s how you can invest…

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What Should I Do With A $100,000 Inheritance?

If you are fortunate enough to inherit a large sum of money, what should you do with it? Purchase a…

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What Are the Best Accounts and Strategies for New Investors?

If you are new to investing, where should you open an account and contribute to? For someone who made mistakes…

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When You Hit Your Retirement Number, Should You Keep Investing?

If you Know Your Number for retirement and reach that goal, does it make sense to continue investing even when…

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Why Are Backdoor Roth and Mega Backdoor Roth ‘Loopholes’ Allowed?

If Roth accounts are so good that the government limits who contributes and how much they can contribute, then why…

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The Messy Middle: Balancing 25% Investment Amid Life Changes!

Investing 25% for retirement when you are trying to buy a home, are getting married, or having kids (or all…

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Should You Invest in a Roth 401(k) Even if You Are in a High Tax Bracket?

If you are in a high tax bracket, does it ever make sense to make Roth 401(k) contributions? Or is…

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Should You Invest More if You Plan to Substantially Increase Your Income?

If you expect your income to increase significantly throughout your career, how should you approach investing for retirement? Is it…

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Is Investing in the Stock Market Really Worth the Risk?

Investing in the stock market is not risk-free. The market does not go up every year, and some years it…

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