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Tag: personal finance

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How to be Wealthy in Your 20s (2024 Edition)

Updated: June 18, 2025

Here’s how to get ahead (and stay there) when building wealth in your 20s. Many of your peers struggle with…

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High-Yield Savings vs. 0% APR Financing for Large Purchases

Updated: June 18, 2025

With high-yield savings accounts earning 4% to 5% in interest, does it make sense to finance large purchases like furniture…

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Is Having ZERO Debt the Fast Path to Wealth? (Money Guy Reacts to Dave Ramsey)

Updated: June 18, 2025

Is having no debt at all truly the quickest path to wealth? Debt can be extremely dangerous, but we believe…

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Is It Wise to Withdraw from Your 401(k) to Pay Off Student Loans Early in Your Career?

Updated: June 18, 2025

If you are early in your career, you may have both a 401(k) and student loans. Does it ever make…

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Will You REGRET Paying Off Your Home Early? (Money Guy Reacts to Dave Ramsey)

Updated: June 18, 2025

Is it ever possible for someone to REGRET paying off their home early? Dave Ramsey doesn’t think so. We discuss…

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How to Balance the Trade-Off Between Current Spending and Future Retirement

Updated: November 20, 2023

Investing more for retirement means you are spending less now. What’s the point of investing so much now when you…

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The Money Guy Show Reacts to Dave Ramsey’s 8% Withdrawal Rate

Updated: June 18, 2025

When projecting how much you should be investing for retirement, your expected rate of return and withdrawal rate in retirement…

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Should You Invest in a Roth 401(k) Even if You Are in a High Tax Bracket?

Updated: June 18, 2025

If you are in a high tax bracket, does it ever make sense to make Roth 401(k) contributions? Or is…

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