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Tag: personal finance

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Is It Wise to Withdraw from Your 401(k) to Pay Off Student Loans Early in Your Career?

If you are early in your career, you may have both a 401(k) and student loans. Does it ever make…

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Will You REGRET Paying Off Your Home Early? (Money Guy Reacts to Dave Ramsey)

Is it ever possible for someone to REGRET paying off their home early? Dave Ramsey doesn’t think so. We discuss…

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How to Balance the Trade-Off Between Current Spending and Future Retirement

Investing more for retirement means you are spending less now. What’s the point of investing so much now when you…

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The Money Guy Show Reacts to Dave Ramsey’s 8% Withdrawal Rate

When projecting how much you should be investing for retirement, your expected rate of return and withdrawal rate in retirement…

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Should You Invest in a Roth 401(k) Even if You Are in a High Tax Bracket?

If you are in a high tax bracket, does it ever make sense to make Roth 401(k) contributions? Or is…

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Should Young People Always Choose High-Deductible Health Insurance?

If you are young and healthy, is there any reason to NOT choose a high-deductible health insurance plan so you…

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What Should I Do with an Unwanted Whole Life Policy?

Whole life insurance policies may not be the optimal way to protect against risks. What should you do if you…

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Should You Invest More if You Plan to Substantially Increase Your Income?

If you expect your income to increase significantly throughout your career, how should you approach investing for retirement? Is it…

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