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Tag: retirement

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Why Are Backdoor Roth and Mega Backdoor Roth ‘Loopholes’ Allowed?

If Roth accounts are so good that the government limits who contributes and how much they can contribute, then why…

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How to Balance the Trade-Off Between Current Spending and Future Retirement

Investing more for retirement means you are spending less now. What’s the point of investing so much now when you…

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The Money Guy Show Reacts to Dave Ramsey’s 8% Withdrawal Rate

When projecting how much you should be investing for retirement, your expected rate of return and withdrawal rate in retirement…

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Should You Invest More if You Plan to Substantially Increase Your Income?

If you expect your income to increase significantly throughout your career, how should you approach investing for retirement? Is it…

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Government Pension: Does It Have a Bond-Like Impact on the Portfolio?

How should you think about a government pension as part of your portfolio? Does it count as a bond and…

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Follow These Rules If You Want to Win Financially in the Messy Middle

Our Money Guy rules are designed to give you the flexibility and freedom you need without derailing your finances. Especially…

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The Power of Investing 25%

Not everyone is able to invest 25% for retirement in their 20s, but by the time you are in your…

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Should I Participate in My Company’s Employee Stock Purchase Plan (ESPP)?

Some employers offer employee stock purchase plans which give employees a discount on company stock. Are these worth taking advantage…

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Is a Backdoor Roth Important for Everyone?

If you are over the income limit to contribute to a Roth IRA and have access to an employer-sponsored 401(k)…

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