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Tag: retirement

246 results found
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Why Are Backdoor Roth and Mega Backdoor Roth ‘Loopholes’ Allowed?

Updated: November 20, 2023

If Roth accounts are so good that the government limits who contributes and how much they can contribute, then why…

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How to Balance the Trade-Off Between Current Spending and Future Retirement

Updated: November 20, 2023

Investing more for retirement means you are spending less now. What’s the point of investing so much now when you…

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The Money Guy Show Reacts to Dave Ramsey’s 8% Withdrawal Rate

Updated: June 18, 2025

When projecting how much you should be investing for retirement, your expected rate of return and withdrawal rate in retirement…

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Should You Invest More if You Plan to Substantially Increase Your Income?

Updated: November 16, 2023

If you expect your income to increase significantly throughout your career, how should you approach investing for retirement? Is it…

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Government Pension: Does It Have a Bond-Like Impact on the Portfolio?

Updated: June 18, 2025

How should you think about a government pension as part of your portfolio? Does it count as a bond and…

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Follow These Rules If You Want to Win Financially in the Messy Middle

Updated: November 9, 2023

Our Money Guy rules are designed to give you the flexibility and freedom you need without derailing your finances. Especially…

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The Power of Investing 25%

Updated: June 18, 2025

Not everyone is able to invest 25% for retirement in their 20s, but by the time you are in your…

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Should I Participate in My Company’s Employee Stock Purchase Plan (ESPP)?

Updated: June 18, 2025

Some employers offer employee stock purchase plans which give employees a discount on company stock. Are these worth taking advantage…

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Is a Backdoor Roth Important for Everyone?

Updated: June 18, 2025

If you are over the income limit to contribute to a Roth IRA and have access to an employer-sponsored 401(k)…

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