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Category: Ask the Money Guy

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How Too Much Risk Can Wipe Out Your Wealth!

Taking too much risk after you’ve already won the game can do an enormous amount of financial harm. We’ve seen…

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Should You Invest 20-25% of Your Net Income or Gross Income?

In this highlight, we discuss if you should invest 20-25% of your net income or gross income.

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How to Avoid Buying Financial Products You Don’t Need!

? It may not be the best idea to buy financial products from the insurance agent at Chick-fil-a. Here’s how…

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My Employer Doesn’t Offer a 401(k): What Should I Do?

In this highlight, we discuss what you should do if your employer doesn’t offer you a 401(k) plan and how…

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Don’t Blow it! What NOT to Do After a Financial Windfall!

One of our clients came into a significant windfall – unfortunately, their spending increased even more significantly. Here’s how you…

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Volunteering vs. Extra Money: Weighing the Opportunity Cost

When it comes to making money and volunteering, what is the best way to balance the two in order to…

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At What Net Worth Should You Cancel Your Life Insurance?

When is it safe to start considering to cancel your life insurance? In this highlight, we discuss the deciding factors…

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Choosing the Right Term: Deciding the Ideal Car Loan Duration

If you choose to finance a vehicle, how long should you finance it? In this highlight, we discuss our car…

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Why Americans’ Lack of Financial Knowledge Keeps Them Broke

It is difficult to fully grasp the magic of compounding interest – but once you do, you may notice your…

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Stop Sabotaging Your Wallet: How This Behavior Keeps Americans Broke!

Americans simply don’t practice deferred gratification. We naturally prefer pleasure and dopamine today rather than at some point in the…

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