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Category: Beyond Basics

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How To Prepare for the Next Market Crash

The S&P 500 had a very good year last year, and not just for returns, but for volatility. The total…

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Should You Invest in Cryptocurrency?

Aside from meme stocks, financial headlines of the last two years have been dominated by cryptocurrencies and NFTs (non-fungible tokens,…

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Are U.S. Government I Bonds the Perfect Place To Store Cash?

Series I savings bonds were first issued by the U.S. Treasury in September of 1998, but have flown under the…

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The Federal Reserve Is Raising Interest Rates. Should You Be Worried?

The Federal Reserve slashed interest rates to effectively 0% at the beginning of 2020 to combat the sharp drop in…

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How to Use Credit Cards Like a Pro

Using credit cards is like using a chainsaw; both can be an extremely useful tool, but when used incorrectly can…

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3 Flaws in Dave Ramsey’s Investment Strategy

Dave Ramsey has helped millions of Americans with debt, which is no easy feat. Over five million have participated in…

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Why CPI Is Not an Accurate Measure of Inflation

Inflation is deeply personal. Your personal rate of inflation depends on where you live, work, and shop, how old you…

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Are Equity-Indexed Life Insurance Products Good Investments?

Equity-indexed life insurance products promise stock market-like returns with no risk of losing money (if market returns are negative, the…

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Your Complete Guide to FAFSA

The Free Application for Federal Student Aid, or FAFSA, determines how much you or your child may receive in financial…

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Should I Contribute to Roth Accounts?

Tax-free Roth accounts are possibly the most powerful retirement savings vehicle available to most Americans, and they are a fairly…

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