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Category: Beyond Basics

94 results found
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Why CPI Is Not an Accurate Measure of Inflation

Inflation is deeply personal. Your personal rate of inflation depends on where you live, work, and shop, how old you…

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Are Equity-Indexed Life Insurance Products Good Investments?

Equity-indexed life insurance products promise stock market-like returns with no risk of losing money (if market returns are negative, the…

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Your Complete Guide to FAFSA

The Free Application for Federal Student Aid, or FAFSA, determines how much you or your child may receive in financial…

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Should I Contribute to Roth Accounts?

Tax-free Roth accounts are possibly the most powerful retirement savings vehicle available to most Americans, and they are a fairly…

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Is Cash Officially Trash?

Cash, meaning savings accounts, money market funds, and other cash-equivalent investments, have been yielding next to nothing since the beginning…

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Is Robinhood Democratizing Finance?

My first experience with investing was not opening a Roth IRA when I got my first job. Like so many…

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When and How To Buy Life Insurance

Nobody enjoys thinking about life insurance, for the same reason no one enjoys planning their own funeral or shopping for…

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The Best Ways To Save for Kids

The younger you are, the more powerful the dollars you save. How can you help your kids get a head…

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How To Be the World’s Best Market Timer

What if you could perfectly time the stock market? Actively managed investments can make sense in certain market sectors, but…

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How Much Should I Be Saving for Retirement?

How much is enough? 10%? 20%? 30%? Is it possible to save too much for retirement? How much money should…

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