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Category: Real Estate

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Mortgage Rates Could Be Higher for Longer. Here’s How That Could Affect You.

Updated: July 21, 2025

After a brief reprieve from 7% mortgage rates in August and September, 30-year fixed rates have surged back above 7%.…

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Is Paying Off Your Mortgage Early a Good Idea? The Truth Is Complicated

Updated: June 20, 2025

“Should I pay off my mortgage early?” is probably a question you’ve asked yourself at some point if you have…

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Can I Break the 25% Rule While House Hacking?

Updated: June 18, 2025

Is it ever wise to break the 25% rule when buying a home? What are some exceptions to this rule?…

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Does the 25% Gross Mortgage Rule Still Apply in 2024?

Updated: March 17, 2025

Regarding the 25% gross mortgage rule listed: I believe Dave Ramsey has recommended 25% net pay. Do you find that…

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I Have $120,000 In Stocks. Can I Pull Out Money For A Down Payment?

Updated: March 17, 2025

d I’m a 28 year old with $120k in stocks and debating between pulling out around 60k-70k for a down…

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How To Become a Financial Advisor

Updated: June 20, 2025

This will sound like bragging, but it isn’t uncommon for others to want to do what we do for a…

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At Age 50, Did Brian Pay Off His Mortgage or Does He Still Have a Mortgage?

Updated: June 18, 2025

Brian recently turned 50 years old. Did he pay off his mortgage or does he still have a MORTGAGE at…

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Mortgage Rates Are Falling. Should You Buy a House Now?

Updated: June 20, 2025

The housing market is currently full of fear. Buyers are afraid of buying at the top of the market, or…

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Do The Money Guy’s Housing Rules Change in High-Cost Areas?

Updated: June 18, 2025

Do The Money Guy’s housing rules change for those that live in high cost of living areas? Download our free…

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Will You REGRET Paying Off Your Home Early? (Money Guy Reacts to Dave Ramsey)

Updated: June 18, 2025

Is it ever possible for someone to REGRET paying off their home early? Dave Ramsey doesn’t think so. We discuss…

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