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Category: Retirement

128 results found
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Mega Backdoor Roth: What Is It and When To Use It

Updated: June 20, 2025

As the name implies, the Mega Backdoor Roth strategy is a way to build a very large amount of tax-free…

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How To Invest for Retirement the Right Way

Updated: June 20, 2025

Our Financial Order of Operations lays out what to do with every dollar, including when to pay off debt, when…

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When Does It Make Sense to Pause Investing?

Updated: June 18, 2025

The highlight discusses the financial complexities of maximizing employer benefits, emphasizing the importance of disciplined savings, especially for high-income earners,…

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Average 401(k) Balance For a 30 Year Old (2024 Edition)

Updated: June 18, 2025

This highlight discusses the importance of being purposeful with your savings in your 30s, recommending a 25% savings rate to…

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Financial Planning 101 for 30-Year-Olds – Guide to Financial Success

Updated: April 19, 2024

When we think of financial planning, we might think of budgeting, investing, or estate planning. The truth is your financial…

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How to Become a Millionaire By Age (30-Year-Olds): 2024 Edition

Updated: June 18, 2025

This highlight discusses financial habits and strategies for individuals in their 30s to achieve millionaire status, emphasizing the importance of…

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Why Is Diversification Safer Despite 100% Stock Success?

Updated: March 19, 2024

I used the historical simulations of retirement you’ve mentioned and 100% stocks always had better “success rates” than diversifying into…

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Should I Treat Roth and Traditional Assets Equally in My Net Worth Statement?

Updated: June 18, 2025

Roth and traditional retirement assets aren’t treated the same for tax purposes, so should you treat them the same on…

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