Net Worth Template

It’s our favorite time of year: time to complete your annual net worth statement!

A net worth statement is one of the most powerful tools you can use to keep track of where you’ve been, where you’re at, and where you’re going. Yet most people never calculate their net worth even once.

They know their salary and maybe their account balances, but they have no idea if they’re actually building wealth or just treading water. Knowing exactly what your financial picture looks like helps you determine if you are on track or in areas of opportunity.

Common Net Worth Questions We Answer:

• How do I calculate my net worth?
• What should I include in my net worth statement?
• What assets and liabilities go in my net worth statement?

What’s Inside the Net Worth Template:

This free downloadable spreadsheet helps you calculate and track your complete financial picture:

• Simple asset tracking – Record all accounts, taxable investments, real estate, and more
• Liability overview – Track mortgages, student loans, credit cards, and other debts you choose
• Automatic net worth calculation – See your total net worth update instantly as you input data
• Year-over-year comparison – Track your progress annually to visualize wealth growth over time
• Identify opportunities – Spot areas where you can accelerate your wealth-building journey

Fill out the form to download our free Net Worth Template today and know exactly where your financial picture stands!

Ready to learn more? Check out our Ultimate guide to understanding Average and Median Net Worth by Age and watch this episode: Average Net Worth By Age (2026 Edition). Looking for Money Guy’s premium Net Worth Tool with video lessons and advanced tracking features?