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Tag: personal finance

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How Do You Invest Across Different Account Types?

Learn how to optimize your investments across different account types, including Roth, taxable, and 401(k) accounts, with tailored strategies for…

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What Is Considered Critical Mass During Wealth Building?

We discuss when to diversify your investments and recognize critical mass in your portfolio. Learn strategies for maximizing your savings…

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Is a High Yield Savings Account Still the Best Place to Keep an Emergency Fund?

Jay has a 6 month emergency fund in a high-yield savings account. With interest rates likely to drop this year,…

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How Everyday 30-Year-Olds Can Stay on the Path to Becoming Millionaires!

For most people, your 30s are a time refer to called “The Messy Middle.” Your time is limited and difficult…

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How to Become a Millionaire By Age (30-Year-Olds): 2024 Edition

This highlight discusses financial habits and strategies for individuals in their 30s to achieve millionaire status, emphasizing the importance of…

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Does the 25% Gross Mortgage Rule Still Apply in 2024?

Regarding the 25% gross mortgage rule listed: I believe Dave Ramsey has recommended 25% net pay. Do you find that…

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Where Should You Invest? (A Beginner’s Guide to Investing in 2024)

Just like your checking account is held at a bank, your investment accounts (Roth IRAs, 401(k)s, etc.) are held with…

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What Is The Best Way To Buy A Home In An Expensive State?

My wife and I are saving for our 1st home in an expensive state. Should we look for starter homes that…

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Why Is Diversification Safer Despite 100% Stock Success?

I used the historical simulations of retirement you’ve mentioned and 100% stocks always had better “success rates” than diversifying into…

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I Have $120,000 In Stocks. Can I Pull Out Money For A Down Payment?

d I’m a 28 year old with $120k in stocks and debating between pulling out around 60k-70k for a down…

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