fbpx
U
April 18, 2014

identity1

Brian and Bo investigate identity theft protection, and credit monitoring industries, as well as provide you with alternative methods to identity security that is available. This week’s episode is a must-listen and a great resource to keep an eye on your credit score, report, and security.

Brian reviews credit monitoring and protection industry while reviewing The Consumer Reports article Don’t get taken guarding your ID. The article points out our stance on these “services” and highlights how easy it is to monitor your credit yourself for free. If you are worried about credit fraud the single best way to protect yourself is through a “credit freeze,” and when you need credit you can “thaw” your credit within 15 minutes. If you are doing all of these things already and want a snapshot of how good you are at protecting your identity IDSafety.net has a quiz that is a great resource.

Brian and Bo also give you resources to access your credit scores from all 3 credit bureaus:

Transunion: www.creditkarma.com
Experian: www.creditsesame.com
Equifax: With certain discover credit cards, discover will print your score on your Equifax monthly statement.

As always, you can download your credit report once per year per bureau through www.annualcreditreport.com. The guys also give you an outlet to protect your security when filing your taxes. The IRS has implemented measures to help safeguard your identity through their IP PIN program.

Connect

Subscribe

Most Recent Episodes

Financial Advisors React to Caleb Hammer’s CRAZIEST Financial Audits!

In this episode of the Money Guy Show, Brian and Bo sit down to react to a compilation of Caleb Hammer's CRAZIEST financial audits! You don't want to miss this one! Enjoy the Show? Sign up for the Financial Order of Operation (FOO) Online Course! Sign up for our Know...

The Best and Worst Types of Life Insurance!

No matter how much you know about finance, you’ve definitely heard about life insurance: maybe from commercials pitching it as something to buy your baby, or a family member or friend that got into the industry. Is life insurance worth getting or something you should...

How to Recover From 4 HORRIBLE Financial Mistakes!

In our nearly four decades of combined experience managing money, we’ve seen some horrible financial mistakes - here are the four worst we’ve seen first-hand and what you can do to avoid making a similar mistake. In this episode, you’ll learn: The worst financial...

New Data: Active Investments Are Better Than Index Funds?

A new research paper is out that claims active funds from two large providers, Vanguard and Fidelity, beat their own index funds. Are active funds beating index funds? What’s going on here? Let’s find out! For more information, check out our free resources...

Why Americans Are Actually Broke! (2023 Edition)

Americans might be bad with money, but you don’t have to be. In this episode, we discuss the underlying reason why Americans are so bad with money and how you can do it better. In this episode, you’ll learn: Common financial pitfalls you should avoid Practical steps...

Build Wealth With the 3 Bucket Strategy! (By Age) 2023 Edition

We believe there are three distinct taxable buckets you have the option of investing in for retirement. We’ll talk about how to balance those buckets by age and show a case study by age that shows what your buckets may look like! In this episode, you’ll learn: The...

Debt Ceiling Crisis: World’s Financial System at Risk?

Should you be worried about the debt ceiling crisis? Although political leaders have so far been unable to come to an agreement, we'll tell you what history says will happen and what it means for your finances. For more information, check out our free resources...

Financial Advisors React to INSANE Money Advice on TikTok!

Is financial advice on TikTok all bad or is there some good advice out there? Check out our brand new TikTok react show where Brian and Bo give their honest reactions to trending financial advice. Enjoy the Show? Sign up for the Financial Order of Operation (FOO)...

How to Save Thousands of Dollars in Taxes in 2024

Tax season is over for most of us, but that doesn’t mean it’s time to stop thinking about your taxes! Planning out your tax strategy in advance can save you time and money on your taxes. In this Q&A, we’ll discuss the line items on your return to pay attention to...