The Money Guy Blog

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When Should You Refinance Your Mortgage? Thumbnail

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When Should You Refinance Your Mortgage?

More than 1 in 5 Americans have a mortgage rate over 6%, which is greater than the share of the country with a rate under...

How To Avoid Lifestyle Creep Thumbnail

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How To Avoid Lifestyle Creep

“Lifestyle creep” is the phrase we most often use to describe how spending can increase proportionally with income. Our natural instinct is to upgrade our...

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Articles

How To Get the Best Rate on a Car Loan

The 20/3/8 rule, our guideline for using a car loan to buy a vehicle, requires you to put 20% down, pay the car off in...