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Category: Beyond Basics

91 results found
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Top 10 Traits of a Financial Mutant

Updated: August 8, 2024

Being a Financial Mutant is not about having a certain amount of money in the bank or invested for retirement. It’s not…

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Mega Backdoor Roth: What Is It and When To Use It

Updated: July 18, 2024

As the name implies, the Mega Backdoor Roth strategy is a way to build a very large amount of tax-free…

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How To Pay Off High-Interest Debt

Updated: July 4, 2024

High-interest debt is very harmful to your financial life, and the magic of compounding interest can work against you just…

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How To Choose the Right Online Bank for You

Updated: June 20, 2024

A place to live. Food. Water. A banking relationship. What do all of these things have in common? You can’t…

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5 Great Ways To Earn Extra Money on the Side

Updated: June 6, 2024

Chances are, especially if you are early on in your financial journey, you could use a little extra jingle in…

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Does It Ever Make Sense To Break the Money Guy Rules?

Updated: May 23, 2024

Rules are made to be broken, right? In the case of our Money Guy rules that is absolutely not the…

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How To Invest for Retirement the Right Way

Updated: May 9, 2024

Our Financial Order of Operations lays out what to do with every dollar, including when to pay off debt, when…

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7 Lessons I Learned From Buying My First House

Updated: April 11, 2024

There is no replacement for hands-on experience. You can read all you want to about Roth IRAs, 401(k)s, starting your…

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Why Are Credit Card Interest Rates So High?

Updated: March 28, 2024

Average interest rates on credit card accounts assessed interest last year rose to a record high of 22.75%. If you…

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My Experience Using You Need a Budget (YNAB)

Updated: March 14, 2024

Popular personal finance app Mint was shut down in 2024. Here Money Guy reviews YNAB, aka "You Need a Budget"…

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