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Category: Beyond Basics

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Are Adjustable-Rate Mortgages the Key to Buying a House in 2023?

What a strange time for housing. Average 30-year mortgage rates are hovering around 8%, the highest reading since the year…

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Does It Still Make Sense To Go to College?

Everyone knows that the cost of college has risen significantly since 1980. While the cost has gone up by a…

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Is Infinite Banking a Good Way To Build Wealth?

Chances are you’ve heard of the concept of using a whole life insurance policy as your personal bank. We often…

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How To Think About Housing and Relocating When Serving in the Military

Buying a home when you are in the military, or must move frequently due to work, can be tricky. We…

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Is the Housing Market Crashing?

Housing prices skyrocketed during the pandemic. The median price of a home sold in the US went from just over…

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How To Save for Retirement When You Have a Pension

How do you invest for retirement when you have a pension? Our Money Guy guidelines suggest investing 25% of your…

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Net Worth By Age in 2023: How Do You Stack Up?

Looking for our latest Net Worth By Age episode? Check it out here. For everything else net worth-related, visit our…

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Which Is Better: Lump Sum Investing or Dollar Cost Averaging?

Lump sum investing beats dollar cost averaging about ? of the time. Markets go up the majority of days, weeks,…

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How To Estimate Future Expenses in Retirement

Estimating your living expenses in retirement is the ultimate variable to determine how much you need to have saved (and…

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How To Buy a Car the Right Way

Some financial influencers believe that everyone should pay for their car in cash. The value of a car drops like…

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