The Financial Order of Operations, or FOO, as it is most commonly called, is our 9-step system designed to help you decide what to do with your next dollar. The FOO outlines when you should pay off debt or invest, when to save an emergency fund, when to invest for your child’s college education, and so much more.

Knowing exactly what to do to grow your money can feel like a mystery. Turns out, money does have an instruction manual. The Financial Order of Operations is a nine-step process that will help you know how to maximize your army of dollar bills, as well as allowing you to understand how your current decisions may affect your future finances. The FOO will help you maximize your wealth building potential and identify weaknesses that you may not realize are prohibiting your money from growing exponentially.

Visit our FOO Ultimate Guide for a comprehensive overview of the 9 steps, FAQs, and more.

Why is the FOO an important tool in your journey to financial success?

The FOO will help you understand powerful resources to save and grow your money, using the money you have right now to take advantage of compounding interest and set yourself up for success. It will also give you a great idea of where you are on your wealth building journey. All nine steps are strategically placed in a way that helps you grow as you move along the path to financial abundance.

What are the 9 steps?

  1. Deductibles Covered
  2. Employer Match
  3. High-Interest Debt
  4. Emergency Reserves
  5. Roth IRA and HSA Contributions
  6. Max-Out Retirement Options
  7. Hyper-Accumulation
  8. Prepaid Future Expenses
  9. Low-Interest Debt Pre-payment

How can I get access to the FOO?

If you’re new to the Financial Order of Operations, start with our free download. This one-sheet PDF lists the nine steps at a glance. Put it on your refrigerator or keep it by your desk for quick reference.

If you’re ready for a deeper dive and community who are working through the steps along with you, join our Financial Order of Operations course. The course includes exclusive video lessons and homework assessments to help walk you through each step! Course members also get access to a private Financial Mutant Facebook group. Learn more about what the course offers by watching the video below.

Buy the Financial Order of Operations Course!