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financial risks

The 5 Best Tools To Cover Life’s Greatest Financial Risks

emergency fund, financial planning, insurance

Money is a ubiquitous stressor. 71% of Americans say that money is a significant cause of stress in their lives. Financial stress is frequently caused…

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tax loss harvesting

What To Do When the Stock Market Is Down

bear market, recession, stock market

The S&P 500 is down nearly 15% from its highs earlier this year, inching closer to bear market territory. While it may not be wise…

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1000 savings

How Large Should Your Emergency Fund Be?

emergency fund, high yield savings, saving account

Emergency funds: everyone needs one, but few Americans have one, and even less have the amount of savings they actually need. According to a recent…

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market returns bear market

How To Prepare for a Bear Market in 2025

bear market, recession, stock market

The Nasdaq stock market index is in correction territory, down over 10% from recent highs. The other major US indexes, the S&P 500 and Dow,…

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several credit cards on wooden table 2024 11 27 21 30 50 utc scaled

How To Pay Off High-Interest Credit Card Debt

credit card, credit card debt, credit cards

Credit card debt should be avoided at almost all costs. The average interest rate on credit cards is currently 24.20%, which means for every $1,000…

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