How Much Should You Save?

Know how much to save to fund your retirement lifestyle.

How much of your income can you replace in retirement? It’s one of the most critical questions in financial planning. Without knowing the specific income replacement percentages tied to your savings rate and age, you’re planning your retirement in the dark. You can replace different portions of your income in retirement based on your savings rate and the age you start saving.

Common Retirement Savings Questions We Answer:

• What percentage of my current income can I replace in retirement?
• How much income can I replace in retirement when saving 20% at 35?
• How does my savings rate impact my retirement lifestyle?

What’s Inside the How Much Should You Save Resource:

This free downloadable guide provides a comprehensive chart showing exactly how much income you can replace based on your unique situation:

• Age and savings rate matrix – See income replacement percentages for every age from 20 to 60 in five-year increments
• Multiple savings rate scenarios – Compare outcomes across different savings rates to see how small increases make major differences
• Realistic return assumptions – Observe data based on a 6% annual rate of return for conservative planning
• Retirement lifestyle planning – See the incredible power of starting young, even with modest savings rates

Download our “How Much Should You Save?” resource today and replace the guesswork with concrete numbers.

Ready to dive deeper? Visit our Money Guy Ultimate Guide to Investing to understand how to start, what to invest in, and when to prioritize paying off debt, and find out how much wealth you need, when you’ll get there, and ways to speed up the process with our Know Your Number Course.