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Why CPI Is Not an Accurate Measure of Inflation

Why CPI Is Not an Accurate Measure of Inflation

Inflation is deeply personal. Your personal rate of inflation depends on where you live, work, and shop, how old you are (maybe you are in college, or are older and have a significant amount of medical expenses), and your consumer preferences. Quite often the Consumer...
Should I Contribute to Roth Accounts?

Should I Contribute to Roth Accounts?

Tax-free Roth accounts are possibly the most powerful retirement savings vehicle available to most Americans, and they are a fairly recent creation. The idea of a retirement account with tax-free growth and tax-free qualified distributions was initially proposed in...
Is Robinhood Democratizing Finance?

Is Robinhood Democratizing Finance?

My first experience with investing was not opening a Roth IRA when I got my first job. Like so many other young adults, my foray into investing began with downloading the Robinhood app. The median age of users on the app is 31 (if anything, that might sound a little...