The recent Equifax data breach has left most of us concerned about the security of our sensitive and personal information. According to the Federal Trade Commission (FTC), if you are an American with a credit report, there’s a good chance you are one of the 143 million American consumers whose sensitive personal information may have been affected by this data breach.
If one of the three major credit reporting agencies can be hacked, is any of our information really safe? Tune in to this week’s episode of The Money Guy Show where we review all the ways your credit is used and what impacts your overall credit score. We then spend a good majority of the show discussing how to monitor and protect your credit, especially in light of the Equifax data hack.
Brian and Bo provide you with all the information you need to:
- Establish and maintain good credit
- Leverage credit in day-to-day situations
- Understand what goes into rating your credit score
- Steps to take when things go bad… Equifax Data breach
- Find out if you are an impacted individual from the Equifax Data breach
- Keep up with your score and credit monitoring
- Spot errors, suspicious activity, and hard inquiries for new credit lines
- Consider a paid credit monitoring service
- Implement a credit freeze, its impact, and how to thaw your credit
- Fully understand the complete impact of the Equifax Data breach
Important information and links mentioned on the show.
- Find out if you are an impacted individual
- Access to Clark Howard’s credit freeze guides
- ChexSystems – check verification service and CRA
- Tax Return IRS IP Pin Protection
- Freezing child’s credit
- Info on freezing child’s credit with:
- Equifax
- Experian
- TransUnion
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