Vanguard’s How America Saves 2026 report is out – and the headline numbers look encouraging. But when we dug into what’s actually driving those all-time highs, we found a more complicated story hiding underneath the surface. In this episode, we’re breaking down what the data really means, why the average personal savings rate isn’t enough at any age, and what it looks like to stop being a passive participant in your own wealth-building journey.

After that, we answer your financial questions! Watch the full episode now, and if you want to see what a little more could do for your financial future, check out What 1% More Can Do For You and our How Much Should You Save free download.

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